Terms & Conditions

These Terms & Conditions (‘Terms’) govern your access to and use of the Tamil Biz Directory website, directory, listings, services and related platforms.

Tamil Biz Directory is operated by Tamil Herald Australia Pty Ltd (ABN 30 692 534 106) trading as Tamil Biz Directory (‘Tamil Biz Directory’, ‘we’, ‘us’ or ‘our’).

By accessing or using Tamil Biz Directory, creating or managing a listing, purchasing a listing, submitting information to us or otherwise using our services, you agree to these Terms.

If you do not agree to these Terms, you must not use those parts of Tamil Biz Directory that require acceptance of these Terms.

1. ABOUT TAMIL BIZ DIRECTORY

Tamil Biz Directory provides an online platform designed to help users discover businesses, professionals, organisations and services.

  • business and professional directory listings;
  • searchable business information;
  • business profiles;
  • professional profiles;
  • contact information;
  • photographs and video;
  • links to websites and social media;
  • promotional exposure;
  • advertising;
  • featured listings;
  • social media promotion;
  • business information; and
  • other related directory, marketing and promotional

Tamil Biz Directory is operated by Tamil Herald Australia Pty Ltd, ABN 30 692 534 106.

2. ROLE OF TAMIL BIZ DIRECTORY

Tamil Biz Directory primarily provides a directory, advertising and promotional platform.

  • is not the supplier of the goods or services offered by businesses appearing in the directory;
  • does not act as the agent, employee, partner or representative of listed businesses or professionals;
  • is not a party to transactions between users and listed businesses;
  • does not control how listed businesses provide their goods or services; and
  • is not responsible for agreements entered into between users and listed

A listing on Tamil Biz Directory should not be interpreted as creating a partnership, agency, joint venture, employment relationship or other similar relationship between Tamil Biz Directory and the listed business or professional.

3. NO ENDORSEMENT OR GUARANTEE

The inclusion of a business, professional, organisation or service on Tamil Biz Directory does not necessarily constitute an endorsement, recommendation or guarantee by Tamil Biz Directory.

  • the quality of a listed business’s goods or services;
  • the suitability of a particular provider;
  • the competency or conduct of a business or professional;
  • that information appearing in a listing is complete or error-free;
  • that a business holds every licence, registration, qualification or accreditation that may be required;
  • the financial standing of a business;
  • the availability of a business or service;
  • pricing offered by a listed business;
  • customer service provided by a listed business;
  • that a user’s experience with a listed business will meet expectations; or
  • any outcome arising from a user’s dealings with a listed

Users should make their own enquiries and independently assess whether a particular business or professional is suitable for their needs.

4. ELIGIBILITY TO CREATE A LISTING

A person submitting a listing must:

  • be at least 18 years of age;
  • have authority to act on behalf of the business, professional or organisation being listed;
  • provide accurate information;
  • comply with these Terms; and
  • have authority to provide any photographs, logos, videos, biographies, trademarks or other material submitted to Tamil Biz Directory.

We may request information reasonably required to verify your authority or the information contained in a listing.

5. BUSINESS AND PROFESSIONAL LISTINGS

Listing owners are responsible for the content submitted for their listing.

  • is accurate and not misleading;
  • is reasonably current;
  • correctly describes the business or professional;
  • does not contain false claims;
  • does not infringe third-party intellectual-property rights;
  • does not contain defamatory material;
  • does not contain unlawful material;
  • does not impersonate another person or business;
  • does not misrepresent professional qualifications;
  • does not misrepresent licences, memberships or accreditations;
  • does not contain fraudulent information; and
  • complies with applicable

You are responsible for updating your listing if relevant information changes.

6. RESPONSIBILITY FOR LISTING INFORMATION

Although Tamil Biz Directory may review, format, edit or moderate listings, the person or organisation submitting a listing remains responsible for the accuracy and legality of the underlying information supplied.

Tamil Biz Directory may, but is not required to, conduct checks concerning information submitted to us. Any review or approval by Tamil Biz Directory does not transfer responsibility for the information from the listing owner to Tamil Biz Directory.

7. PROFESSIONAL LICENCES, REGISTRATIONS AND QUALIFICATIONS

Where a listed professional or business operates in an industry requiring professional registration, licensing, accreditation, permits or insurance, the listed business or professional is responsible for maintaining all requirements applicable to them.

Users should independently verify professional registrations or licences where this is important to their decision. Tamil Biz Directory does not provide legal, medical, financial, accounting, migration, building, engineering or other regulated professional advice merely by listing professionals who offer those services.

8. USER DEALINGS WITH LISTED BUSINESSES

Any communication, purchase, booking, quotation, appointment, agreement or other transaction between a user and a listed business is between those parties.

  • pricing;
  • terms;
  • qualifications;
  • insurance;
  • licences;
  • availability;
  • quality;
  • suitability; and
  • any other factors relevant to engaging a listed

To the extent permitted by law, Tamil Biz Directory is not responsible for disputes arising solely between users and independent businesses listed on the directory. Nothing in this clause excludes any responsibility that Tamil Biz Directory cannot lawfully exclude.

9. LISTING FEES

Certain Tamil Biz Directory listings or services require payment. The applicable price will be displayed or communicated before purchase.

  • prices are in Australian dollars;
  • applicable GST will be dealt with as required by law;
  • fees relate to the listing period or service identified at the time of purchase; and
  • additional promotional or advertising services may attract separate

Tamil Biz Directory may offer different listing packages or promotional services from time to time.

10. LISTING PERIOD

A paid listing operates for the period identified at the time of purchase.

Unless otherwise stated, a listing period begins when the listing is activated or another commencement date is agreed. The listing may remain subject to editorial review and compliance with these Terms throughout the listing period.

11. RENEWALS

Where a listing is not configured for automatic renewal, we may contact you before or after expiry and offer an opportunity to renew.

Where automatic renewal is offered, the renewal arrangements, applicable price and cancellation method will be disclosed before you agree to automatic renewal. We will not represent that a listing automatically renews unless the customer has been informed of and agreed to that arrangement.

12. PAYMENTS

Payments for Tamil Biz Directory services may be processed using Stripe.

By making a payment through our website, you authorise the relevant payment to be processed using the payment method supplied. Stripe may collect and process payment and transaction information in accordance with its own terms and privacy practices. Tamil Biz Directory does not generally store complete credit-card or debit-card credentials. A payment is not considered complete until it has been successfully processed. Where a payment fails, is reversed, disputed or otherwise not successfully received, we may suspend commencement or continuation of the relevant paid service until payment is resolved.

13. PAYMENT DISPUTES AND CHARGEBACKS

If you believe that a payment has been incorrectly processed, you should contact us promptly at

contact@tamilherald.com.au.

Where reasonably practicable, we encourage customers to contact us before initiating a chargeback so that the matter can be investigated. Nothing in this clause prevents a customer from exercising any legal right available to them. Where a payment is legitimately reversed or refunded, Tamil Biz Directory may cease providing the corresponding paid service.

14. REFUNDS AND CANCELLATIONS

Requests for cancellation or refunds will be considered having regard to:

  • whether the listing or service has commenced;
  • the work already undertaken by Tamil Biz Directory;
  • the reason for cancellation;
  • whether there has been a failure to provide the purchased service;
  • any representations made at the time of purchase; and
  • applicable Australian Consumer Law

Tamil Biz Directory is not required to provide a refund merely because a customer changes their mind, except where otherwise required by law or expressly agreed. Nothing in these Terms excludes, restricts or modifies rights or remedies that cannot lawfully be excluded under the Australian Consumer Law or other applicable legislation.

15. AUSTRALIAN CONSUMER LAW

Nothing in these Terms is intended to exclude, restrict or modify:

  • a consumer guarantee;
  • a statutory guarantee;
  • a condition or warranty;
  • a right or remedy; or
  • any other legal protection

where doing so would be unlawful. Where the Australian Consumer Law applies, our services come with guarantees that cannot be excluded under that law. Any exclusion or limitation in these Terms applies only to the maximum extent permitted by law.

16. PROMOTIONAL SERVICES

Tamil Biz Directory may provide promotional services in connection with particular listings.

  • social media promotion;
  • featured placement;
  • inclusion in promotional campaigns;
  • editorial-style features;
  • website promotion;
  • newsletter promotion; or
  • other advertising

Unless a specific result is expressly guaranteed in writing, promotional activity does not guarantee enquiries, leads, sales, revenue, website traffic, social-media reach, engagement, conversions or any particular commercial outcome. Marketing performance may be affected by factors outside our control.

17. NO GUARANTEE OF BUSINESS RESULTS

Tamil Biz Directory provides businesses with an opportunity to increase their visibility.

  • enquiries;
  • customers;
  • appointments;
  • revenue;
  • sales;
  • leads;
  • search-engine ranking;
  • website traffic;
  • engagement; or
  • business

A listing fee is payment for the agreed directory or promotional service rather than payment for a guaranteed commercial outcome.

18. EDITORIAL CONTROL

Tamil Biz Directory may exercise reasonable editorial control over information displayed on its platform.

  • correcting spelling or grammar;
  • formatting text;
  • resizing or formatting photographs;
  • categorising listings;
  • removing duplicate content;
  • shortening content where reasonably necessary;
  • removing material that breaches these Terms;
  • seeking clarification about information submitted; and
  • making reasonable changes necessary for consistency with the layout and operation of the directory. We will not intentionally alter the substance of a listing in a way that materially misrepresents the

19. REFUSAL, SUSPENSION OR REMOVAL OF LISTINGS

Tamil Biz Directory may refuse, suspend, restrict or remove a listing where reasonably necessary, including where:

  • these Terms have been materially breached;
  • required information is false or misleading;
  • the listing is fraudulent;
  • payment has not been made;
  • the content infringes third-party rights;
  • the listing relates to unlawful activity;
  • publication may expose Tamil Biz Directory or others to legal liability;
  • a competent authority requires removal;
  • the listing threatens website security;
  • the listing impersonates another person or business;
  • the listing contains seriously offensive, threatening or defamatory content; or
  • continued publication would otherwise be

Where reasonably practicable, we may provide the listing owner with an opportunity to remedy an issue before suspension or removal. Immediate removal may occur where reasonably necessary because of legal, fraud, security or safety concerns.

20. LISTING CONTENT AND LICENCE

You retain ownership of intellectual-property rights you hold in content submitted to Tamil Biz Directory.

  • publish the content;
  • reproduce it;
  • resize or format it;
  • display it;
  • promote the listing;
  • promote Tamil Biz Directory;
  • display excerpts through search engines;
  • publish promotional posts on social media; and
  • otherwise use the content to provide the services you

By submitting content for publication, you grant Tamil Herald Australia Pty Ltd a non-exclusive, worldwide, royalty-free licence for the duration reasonably necessary for those purposes. This licence does not transfer

ownership of your intellectual property to us. Where your listing ends, we will cease actively using your content for future listing promotion within a reasonable period, except where retention is reasonably required for

record-keeping, archived material, prior social-media posts or legal purposes.

21. AUTHORITY TO USE CONTENT

By providing content to Tamil Biz Directory, you represent that you own the content or have permission to use and provide it to us.

  • photographs;
  • logos;
  • trademarks;
  • videos;
  • biographies;
  • written descriptions;
  • professional images;
  • employee photographs;
  • music;
  • graphics; and
  • other

You must not knowingly provide material that infringes another person’s copyright, trademark, privacy or other legal rights.

22. THIRD-PARTY INTELLECTUAL PROPERTY CLAIMS

If you believe material appearing on Tamil Biz Directory infringes your intellectual-property rights, please contact

contact@tamilherald.com.au.

  • the relevant material;
  • the rights you claim;
  • your relationship to those rights; and
  • sufficient information for us to

We may temporarily restrict material while reasonably investigating a claim.

23. TAMIL BIZ DIRECTORY INTELLECTUAL PROPERTY

Unless otherwise indicated, intellectual property associated with the Tamil Biz Directory platform, including its branding, logo, website design, original written content, database structure, graphics, layout, software, promotional material and other original material is owned by or licensed to Tamil Herald Australia Pty Ltd.

You must not reproduce or commercially exploit our intellectual property without permission except where permitted by law.

24. ACCEPTABLE USE

You must not use Tamil Biz Directory:

  • for unlawful purposes;
  • to commit fraud;
  • to submit knowingly false information;
  • to impersonate another person;
  • to distribute malware;
  • to interfere with the website;
  • to attempt unauthorised access to systems or accounts;
  • to scrape or systematically harvest data in a manner prohibited by law or these Terms;
  • to send spam;
  • to publish defamatory material;
  • to infringe intellectual-property rights; or
  • in a manner that materially interferes with other

25. REVIEWS AND USER-GENERATED CONTENT

If Tamil Biz Directory introduces reviews, comments or other user-generated content, additional rules may apply.

  • fake reviews;
  • reviews about businesses they have not genuinely dealt with;
  • defamatory material;
  • threatening material;
  • unlawful content;
  • undisclosed paid or incentivised reviews where disclosure is legally required; or
  • content intended to manipulate

Tamil Biz Directory may moderate reviews where reasonably necessary but does not guarantee that every review will be independently verified.

26. THIRD-PARTY LINKS

Listings may contain links to third-party websites, booking platforms, payment platforms, social-media accounts, maps, applications and other services.

Tamil Biz Directory does not control those external services. A link does not necessarily constitute an endorsement. Users access third-party services subject to the terms, policies and practices of the relevant third party.

27. WEBSITE AVAILABILITY

We aim to keep Tamil Biz Directory reasonably available but do not guarantee uninterrupted or error-free operation.

  • maintenance;
  • updates;
  • hosting issues;
  • internet disruptions;
  • cybersecurity incidents;
  • third-party failures;
  • technical problems; or
  • circumstances beyond our reasonable

We may modify or maintain the platform where reasonably necessary.

28. SEARCH ENGINE VISIBILITY

Tamil Biz Directory may structure public listings so that they can be indexed by search engines.

  • rank listings;
  • display search results;
  • cache information;
  • update information; or
  • remove outdated

We do not guarantee any particular search-engine ranking.

29. PRIVACY

Our collection and handling of Personal Information is governed by our Privacy Policy.

The Privacy Policy should be read together with these Terms. By providing information to us, you acknowledge that information may be handled in accordance with that Privacy Policy.

30. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Tamil Herald Australia Pty Ltd excludes liability for losses arising solely from:

  • the independent conduct of a listed business or professional;
  • transactions entered into directly between users and listed businesses;
  • reliance on information supplied by a listing owner that Tamil Biz Directory could not reasonably have known was inaccurate;
  • third-party websites or services;
  • events outside our reasonable control; and
  • indirect or consequential commercial loss arising from use of the

Nothing in these Terms excludes liability where it would be unlawful to do so. Where a liability cannot lawfully be excluded, any limitation of liability will apply only to the extent permitted by applicable law.

31. INDEMNITY

To the extent permitted by law, a listing owner agrees to indemnify Tamil Herald Australia Pty Ltd against reasonable losses, liabilities, claims, damages and costs arising directly from:

  • material supplied by the listing owner that infringes a third party’s rights;
  • knowingly false or misleading information supplied by the listing owner;
  • unlawful content supplied by the listing owner;
  • the listing owner’s breach of these Terms; or
  • the listing owner’s goods, services or business conduct,

except to the extent that the loss was caused or contributed to by the negligence, wrongful conduct or breach of law of Tamil Herald Australia Pty Ltd. This clause is intended to protect our legitimate interests and does not exclude rights that cannot lawfully be excluded.

32. COMPLAINTS ABOUT BUSINESSES

If a user raises a complaint concerning a listed business, Tamil Biz Directory may:

  • receive the complaint;
  • seek further information;
  • refer the complainant to the relevant business;
  • request a response from the listed business;
  • temporarily review a listing; or
  • take reasonable action where there is credible evidence of a breach of these

Tamil Biz Directory is not obliged to adjudicate private disputes between businesses and customers. Users may have rights to contact relevant consumer-protection agencies, professional regulators, law-enforcement bodies or courts depending on the circumstances.

33. COMPLAINTS ABOUT TAMIL BIZ DIRECTORY

If you have a concern regarding a Tamil Biz Directory service, please contact contact@tamilherald.com.au.

We will seek to investigate and respond within a reasonable period. Where a customer has statutory rights under Australian law, nothing in our internal complaints process prevents them from exercising those rights.

34. TERMINATION BY LISTING OWNER

A listing owner may request that their listing not be renewed or may request removal of their listing.

Removal of a listing before the expiry of a paid listing period does not automatically create an entitlement to a refund unless Tamil Biz Directory agrees otherwise or a refund or other remedy is required by law.

35. TERMINATION BY TAMIL BIZ DIRECTORY

We may terminate or suspend a service where reasonably necessary because of:

  • material breach of these Terms;
  • non-payment;
  • fraud;
  • illegality;
  • intellectual-property infringement;
  • serious misuse of the platform; or
  • material risk to Tamil Biz Directory, users or third

Where appropriate, we will consider whether a less restrictive response is reasonably available. Nothing in this clause affects any refund or remedy that may be required under applicable law.

36. CHANGES TO SERVICES

Tamil Biz Directory may develop, modify or improve its services over time.

  • website functionality;
  • listing layouts;
  • categories;
  • search functionality;
  • branding;
  • technical systems; or
  • promotional

Where a change would materially reduce a paid service during an existing paid period, we will have regard to the customer’s contractual and statutory rights.

37. CHANGES TO PRICING

We may change the price of future listings, renewals or services.

A price change will not retrospectively alter an amount already paid for an agreed existing service unless both parties agree or the law permits it. Where automatic renewal applies, pricing information will be communicated in accordance with the applicable renewal arrangements.

38. CHANGES TO THESE TERMS

We may update these Terms from time to time.

Updated Terms will be published on our website with a revised ‘Last updated’ date. Material changes will apply prospectively as appropriate and subject to applicable law. Where the nature of an existing paid contractual arrangement means consent to a material change is required, we will seek that consent.

39. ELECTRONIC COMMUNICATIONS

You consent to us communicating with you electronically regarding your account, listing, transactions, renewals, service updates, support, administrative matters and other communications reasonably related to our relationship.

Marketing communications will be subject to applicable law and our Privacy Policy.

40. FORCE MAJEURE

Neither party will be responsible for delay or failure to perform an obligation to the extent caused by circumstances outside that party’s reasonable control, except for obligations that cannot lawfully be excluded.

  • natural disasters;
  • widespread telecommunications failures;
  • major cybersecurity incidents;
  • war;
  • civil disturbance;
  • government action;
  • power failures;
  • major hosting failures; or
  • similar events outside reasonable

The affected party should take reasonable steps to minimise the effect of the event.

41. SEVERABILITY

If any provision of these Terms is found to be invalid, unlawful or unenforceable, that provision will be read down where possible.

If it cannot be read down, it will be severed to the minimum extent necessary. The remaining provisions will continue to operate to the extent permitted by law.

42. NO WAIVER

If Tamil Biz Directory does not immediately enforce a right under these Terms, that does not necessarily mean the right has been waived.

Any waiver must be clear and applies only to the particular circumstances for which it is given.

43. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy, the relevant listing package or order information, any applicable refund or cancellation terms and any other terms expressly agreed between the parties constitute the agreement concerning the relevant Tamil Biz Directory service.

44. GOVERNING LAW

These Terms are governed by the laws applicable in Victoria, Australia.

Subject to any rights a party has under applicable law regarding jurisdiction, the parties submit to the courts and tribunals having jurisdiction in Victoria.

45. DISPUTE RESOLUTION

If a dispute arises concerning these Terms or a Tamil Biz Directory service, the parties should first attempt to resolve the matter in good faith.

  • the nature of the dispute;
  • the relevant facts; and
  • the requested

The parties should allow a reasonable opportunity for the matter to be considered before commencing proceedings, except where urgent relief is required or this would interfere with a statutory right. Nothing in this clause prevents either party from exercising rights under applicable consumer law or seeking urgent legal relief where appropriate.

46. CONTACT DETAILS

Questions concerning these Terms should be directed to:

Tamil Herald Australia Pty Ltd

ABN 30 692 534 106

trading as Tamil Biz Directory
Email :  contact@tamilherald.com.au